Picture it: it’s mid-summer, inching closer and closer to triple digits, and your air conditioner stops. It just dies. Quits working. No more AC system, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call an air conditioning company to come check everything and they validate what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioner(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the hottest time of the year soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you remember that the average consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things fail, and unexpected costs such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.
At Stark Services we have multiple financing options for homeowners looking to replace their HVAC systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Stark Services also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the full amount as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost an average of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at Stark Services include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Stark Services today for a no-charge in-home home comfort analysis and we will help you determine which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to hear from you!